Type of site: e-commerce
This policy complies with the laws set out in the Personal Information Protection and Electronic Documents Act (PIPEDA)
Users agree that by using our site, they consent to:
What Personal Data do we collect?
Data Collected Automatically
When you visit and use our site, we may automatically collect and store the following information:
Data collected non-automatically
We may also collect the following data when you perform certain features on our site:
This data may be collected using the following methods:
- Forms (loan application form on the site) completed by the user to obtain a Prêt Alternatif product or information on the products.
How we use personal data
Personal data collected on our site will only be used for the purposes specified in this policy or indicated on the relevant pages of our site. We will not use your data beyond what we disclose.
The data we collect automatically is used for the following purposes:
The data we collect when the user performs certain functions may be used for the following purposes:
Who do we share personal data with?
We may disclose to any member of our organization such User Data as they reasonably need to fulfill the purposes set out in this policy.
We may share certain User Data with third parties for the following purposes:
Third parties will not be able to access user data beyond what is reasonably necessary to fulfill the given purpose.
We will not sell or share your data with other third parties, except in the following cases:
If you follow hyperlinks from our site to another site, please note that we are not responsible for and have no control over their privacy policies and practices.
How long we store personal data
We do not retain user data beyond what is necessary to fulfill the purposes for which it is collected.
How we protect your personal data
All data stored in our system is well secured and can only be accessed by our employees. Our employees are bound by strict confidentiality agreements and a breach of this agreement will result in the employee's dismissal.
While we take all reasonable precautions to ensure that our user data is secure and that users are protected, there always remains the risk of harm.
The Internet as a whole can be insecure at times and therefore we are unable to ensure the security of user data beyond what is reasonably practical.
For EU residents, the GDPR clarifies that persons under the age of 15 are considered minors for the purposes of data collection. Minors must have the consent of a legal representative for their data to be collected, processed and used
Your rights as a user
As a user, you have the right to access all of your personal data that we have collected. In addition, you have the right to update or correct any personal data in our possession provided it is acceptable under the law.
You can choose to remove or change your consent to the collection and use of data at any time, provided it is legally acceptable to do so and you have notified us within a reasonable time.
How to modify, delete or dispute the data collected
If you would like your information deleted or otherwise amended, please contact our Privacy Officer here:
A cookie is a small file, stored on a user's hard drive by the website. Its purpose is to collect data relating to the user's browsing habits.
We use the following types of cookies on our site:
You can choose to be notified each time a cookie is transmitted. You can also choose to disable cookies entirely in your Internet browser, but this may diminish the quality of your user experience.
We may use third-party cookies on our site to achieve our tracking and advertising purposes, the names of which are: et de publicité dont voici les noms :
The Prêt Alternatif website integrates Google advertising features including Google advertising cookies and Google Analytics cookies. This feature can be disabled through your ads settings or by following the link below here.
If you have any questions for us, please feel free to contact us using the following:
Date d’entrée en vigueur : le 30 juillet 2020